As your local bank, we offer competitive rates, quick approvals, and personal service every step of the way.
HOME PURCHASING
Buying a home is one of life’s biggest milestones, and Baybank is here to make it simple and stress-free. Our mortgage purchase options are designed to help you find the right financing—whether you’re a first-time buyer, upgrading to a larger home, or investing in property.
HOME REFINANCING
Home refinancing with us can help you make the most of your biggest investment. Whether you want to take advantage of lower interest rates, shorten your loan term, or tap into your home’s equity, we’ll guide you every step of the way.
HOME EQUITY LINE OF CREDIT
You can convert the equity in your home into cash whenever you need it with a home equity loan. A loan or credit line secured by the investment you've made in your home. The interest rate is typically much lower than other types of consumer loans and the interest you pay may be tax deductible (check with your tax consultant).
At Baybank, you’re more than just a loan number—you’re our neighbor.
We’ll work with you one-on-one
to make sure your mortgage fits your life, your budget, and your future.
Baybank Main Branch
104 South 10th Street
Gladstone, MI 49837
P 906-428-4040 F 906-428-3016